How about a little inspiration from those coverage warriors who requested fertility insurance benefits at work and won? Here you will find their personal fertility insurance request success stories and tips on how you can be a workplace coverage warrior too.
Read fertility insurance success stories.
Heather’s Success Story:
In late 2014, while sitting in the waiting room before her appointment with a fertility specialist, Heather Clayton Terry spotted a familiar face from work. That colleague said Heather was the second co-worker she had come across in the waiting room. Soon after this chance encounter, all three colleagues met to talk about their infertility experiences and the lack of health care coverage for employees diagnosed with this disease. That day they vowed to advocate for family building and fight for insurance coverage at Case Western Reserve University (CWRU), where they worked.
To ensure their efforts were inclusive of anyone struggling to build a family, they reached out to the University’s LGBT Center Director, who also revealed her personal battle with infertility. Together in 2015, they established the Family Equity Committee to advocate for staff and faculty members who need assistance building their families.
Next steps included reaching out to the Director of Benefits, the VP of Human Resources (HR), and the President of the University. The Committee discovered that adding assisted reproductive technology and adoption reimbursement had been presented to the Faculty Senate in 2014 but not approved.
Enlisting more faculty support was crucial, so Heather, with support from her supervisor at the Center for Women, created a series of women’s health programs that addressed infertility, adoption and foster care. As a result, more faculty and staff joined the Family Equity Committee, and with more people involved, they embarked on important research to learn what infertility benefits other universities in the Association of American Universities (AAU) offered to help make the case for family equity.
The Committee presented the research to the Fringe Benefit Committee and met with HR representatives at least four times throughout the course of the year. In late summer 2016, HR presented the research to the President’s Council, and in September 2016, HR announced that beginning in 2017, coverage for IUI and IVF services will be included in the University’s self-insured health plans and also be accessible to same-gender couples. The Committee achieved success, although they still consider it a work in progress. The benefit is subject to a lifetime maximum of $10,000 and other limitations; adoption reimbursement had been requested but not accepted, though additional sick days were added for foster care parents.
It was a long road with lots of setbacks, but the journey to family equity is moving forward at the University, thanks to the passion and commitment of Heather and her colleagues who didn’t accept the status quo.
Summer’s Success Story:
In 2015, Summer Kinczkowski put in the request with her employer, a large international company headquartered in Missouri, to add infertility benefits and reached out to RESOLVE for information and facts to share with her decision makers. Her employer already offered benefits for adoption as well as pregnancy termination but didn’t provide any benefits that would cover infertility treatment. In fact, the insurance offered to U.S. employees would deny any claims submitted with an infertility code.
Armed with the resources and template letter from RESOLVE’S Coverage at Work program, Summer tailored the template to make a thoughtful argument full of facts and in line with her employer’s mission statement.
Katie’s Success Story: