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Minnesota bill would require insurance coverage for infertility treatment

Published by CBS News. Read the full article here.

ST. PAUL, Minn. — A Minnesota bill that advocates hope will pass the state legislature this year would require public and private insurance coverage of infertility treatments, including in vitro fertilization and artificial insemination.

The bill, dubbed the “Minnesota Building Families Act,” says co-pays and deductibles for treatments can’t exceed what someone has to pay for maternity benefits under their health plan and the procedures must be deemed medically necessary. Coverage must include unlimited embryo transfers, but may limit the number of egg retrievals—a key step for in vitro—to four.

“We know that people are experiencing infertility and there are medical services available to them to treat it. It is a disease for some people like anything else and health insurance should cover it plain and simple, public and private,” said Sen. Erin May Quade, DFL-Apple Valley, who noted her own state health plan as a senator covered some of the costs for fertility care she and her wife needed to have a family.

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