Busted: This myth exists because the cost of surrogacy is almost indeterminable. Surrogate fees and expenses vary substantially depending on several factors such as
- “Is the mother (intended parent) using her own eggs or will she need the help of an egg donor?”
- Are there agency fees or do they have a friend or family member willing to carry their baby?
The cost of medical care and health insurance is also a huge factor to consider as there are some insurance carriers that exclude surrogacy, in which case the parents must purchase a policy that is specifically for surrogacy that costs about $30,000. However, there are some surrogate mothers who have excellent health insurance that does not limit or exclude surrogacy – in these cases, there is little or no cost to the parents for any maternity, labor or delivery of their baby. There are also select fertility centers that offer in-house financing, payment plans or cash discounts to assist their patients.