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Cost is the number one barrier to medical treatment, as 46% of people have not insurance coverage for infertility, according to a 2012 RESOLVE survey. To improve access to care, we must remove financial obstacles to care.

RESOLVE is committed to increasing the number of people with access to health insurance that covers infertility medical treatment, and specifically IVF.

 

State Legislation:

Arizona

Bill Number: HB 2386

Updated: December 11, 2019

  • Description of Bill: All health benefit plans issued or renewed on or after the effective date of this Act shall provide coverage for the diagnosis and treatment of infertility.
  • Does RESOLVE support or oppose this Bill: RESOLVE supports this bill.
  • Current status of the Bill in the legislative process: 1/21/2019 introduced. Hearing on 10/10/19 to assign to committee. Sunrise application has been assigned to Senate Finance Committee and House Appropriations Committee for bill to be re-introduced in 2020. Bill hearing on 10/10/19 to assign to committee. Senate Finance Committee will have a hearing on 12/17/19.
  • Link to Bill: HB 2386;
  • Action Needed: Send a letter to the Senate Finance Committee members in support of the bill. If interested in participating in the Senate Finance Committee hearing, please email advocacy@resolve.org.
  • Read Arizona FIGHT for Fertility Coverage
  • Read Phoenix woman seeks mandated coverage of fertility treatment, azcapitoltimes.com, October 18, 2019
  • Read RESOLVE’s letter of support

California

Bill Number: AB 767

Updated: September 4, 2019

Bill Number: SB 600

Updated: October 13, 2019

  • Description of Bill: This bill would clarify that an individual or group health care service plan contract or health insurance policy that covers hospital, medical, or surgical expenses includes coverage for standard fertility preservation services. This bill would also prohibit a health insurer from denying coverage for standard fertility preservation services.
  • Does RESOLVE support or oppose this Bill: RESOLVE supports this bill.
  • Current status of the Bill in the legislative process: 2/25/2019 introduced and referred to the Senate Committee on Health. CA SB 600 passed the Health Committee 8-1 on 4/24/19. Bill moves to Appropriations Committee. SB 600 passed the Senate Appropriations Committee on 5/16/19. SB 600 passed the Assembly Health Committee and was referred to Appropriations Committee on 7/9/19. SB 600 passed the Appropriations Committee on 8/30/19. The revised bill passed the Assembly on 9/9/2019. The bill goes back to the Senate for their consideration on 9/11/2019. The bill passed the Senate and goes to the Governor for his signature. Governor Newsom signed this bill into law on 10/12/2019.
  • Link to Bill: SB 600;
  • Read RESOLVE’s letter of support.
  • Fertility options for cancer patients must be covered under new California law, latimes.com, October 13, 2019

Mississippi

Bill Number: HB 1478

Added: February 6, 2019

  • Description of Bill:An act to require health insurance policies that provide pregnancy related benefits to provide coverage for medically necessary expenses of diagnosis and treatment of infertility. To establish a pilot program in the state and school employees health insurance plan that provides for coverage medically necessary expenses of tests and procedures for the diagnosis and treatment of infertility.
  • Does RESOLVE support or oppose this Bill: RESOLVE supports this bill with amendments.
  • Current status of the Bill in the legislative process: 1/21/2019 referred to insurance committee. The bill died in committee.
  • Link to Bill: HB 1478;

Missouri

Bill Number: SB 92/ HB 855

Updated: February 13, 2018

  • Description of Bill:This act requires health benefit plans issued, amended, delivered, or renewed in the state following August 28, 2019, to provide coverage for the diagnosis and treatment of infertility, as defined in the act. Coverage for certain procedures is required only where less costly treatments have been unsuccessful, the patient has not undergone a certain number of prior procedures as specified in the act, and the procedures are performed at medical facilities that conform to the in vitro fertilization standards of the American College of Obstetric and Gynecology or the American Fertility Society. This act contains an exemption for religious organizations, and entities sponsored by religious organizations, that find the procedures to violate their religious and moral teachings and beliefs.
  • Does RESOLVE support or oppose this Bill: RESOLVE opposes bill.
  • Current status of the Bill in the legislative process: 12/1/2018 introduced in the House. 2/7/19 introduced in the Senate.
  • Link to Bill: SB 92; HB 855;

Bill Number: HB 245

Added: January 15, 2018

  • Description of Bill: This bill requires insurance companies to cover fertility preservation procedures for insureds who are at least 18 years old and are diagnosed with cancer but have not started cancer treatment. Coverage shall include embryo, oocyte, and sperm cryopreservation procedures. Any entity or individual who states in writing that methods of embryo, oocyte, and sperm cyropreservation procedures are contrary to the entity or individual’s moral, ethical, or religious beliefs the carrier may issue a policy or rider thereto that excludes coverage for such methods. This bill is similar to HB 2388 (2018).
  • Does RESOLVE support or oppose this Bill: RESOLVE is reviewing this bill.
  • Current status of the Bill in the legislative process: 12/14/2018 introduced. Read second time on 1/10/2019.
  • Link to Bill: HB 245;

Nebraska

Bill Number: LB 501

Added: January 25, 2019

  • Description of Bill:A Bill for an Act relating to insurance; to require insurance coverage for in vitro fertilization procedures as prescribed; and to provide for rules and regulations by the Department of Insurance.
  • Does RESOLVE support or oppose this Bill: RESOLVE supports this bill.
  • Current status of the Bill in the legislative process: 1/22/2019 introduced. 1/24/2019 referred to Banking, Commerce, and Insurance Committee.
  • Link to Bill: LB 501;

New Hampshire

Bill Number: SB 279

Bill Title: Relative to access to fertility care.
Updated: July 19, 2019

  • Description of Bill: This bill makes medical treatment for infertility and related conditions affordable for New Hampshire residents and employers, so as to attract and retain young families, expand the state’s health care resources, reduce overall health care costs, and improve health outcomes for the resulting children.
  • Does RESOLVE support or oppose this Bill: RESOLVE supports this bill.
  • Current status of the Bill in the legislative process: 1/29/2019 introduced. 1/24/2019 referred to Senate Commerce Committee. Hearing to be held on 2/7/19. 3/14/2019 SB 279 was approved unanimously by the New Hampshire Senate on a voice vote. The fertility access legislation in New Hampshire will have its House Commerce Committee hearing next Tuesday 4/23. SB 279 passed the New Hampshire House by a vote of 210-147 on 6/5/2019. SB279 was sent to Committee of Conference to reconcile the different versions that passed the House and Senate. The committee agreed to the House version and the conference committee report was adopted by both chamber on 6/27/19. The bill will be sent to Governor Sununu to sign into law.
  • Link to Bill: SB279;
  • Read RESOLVE’s letter of support
  • Read Having A Baby Could Become A Little Easier In A Certain Maple-Syrup Loving State published by Above the Law on February 13, 2019.
  • Read N.H. to require insurance to cover fertility care published by Valley News on July 4, 2019.
  • Action Needed: Please send this letter to your Governor to sign this bill into law.

New Jersey

Bill Number: A 4811

Added: December 13, 2018

  • Description of Bill:  Requires health benefits coverage for intrauterine insemination.
  • Does RESOLVE support or oppose this Bill: RESOLVE is reviewing this bill. This is a carryover bill.
  • Current status of the Bill in the legislative process: 12/10/2018 introduced. Referred to Assembly Financial Institutions and Insurance Committee
  • Link to Bill: A 4811;

New York

Bill Numbers: S 719/A 2817

Bill Name: The Fair Access to Fertility Treatment Act (FAFTA)
Updated: April 4, 2019

Bill Numbers: A1071/S2071 A

Bill Name: Child Parent Security Act
Updated: May 20, 2019

Bill Number: A7478

Added: May 9, 2019

  • Description of Bill: Relates to insurance coverage of in vitro fertilization and other fertility preservation treatments.
  • Does RESOLVE support or oppose this Bill: RESOLVE supports this bill.
  • Current status of the Bill in the legislative process: Assembly bill referred to Insurance Committee on 5/6/2019.
  • Link to Bills: A 7478;
  • Action Needed: Send this letter now! If a Committee member is your individual lawmaker, make sure you identify yourself as a constituent of that Committee member.
  • Read Simotas for Inclusion of In-Vitro in Ind. & Small Group Market Health Insurance Plans, The National Herald, May 12, 2019

Bill Number: S 847/A 4316

Updated: February 5, 2019

  • Description of Bill: Requires health insurance coverage of infertility to be provided to insureds with same sex partners on the same basis as that provided to insureds with a partner of the opposite sex.
  • Does RESOLVE support or oppose this Bill: RESOLVE is reviewing this bill.
  • Current status of the Bill in the legislative process: 1/9/2019 Senate bill referred to Insurance Committee. 2/4/2019 Assembly bill referred to Insurance Committee.
  • Link to Bills: S 847; A 4306;

North Dakota

Bill Number: SB 2233

Updated April 24, 2019

  • Description of Bill:  A BILL for an Act to create and enact a new section to chapter 26.1-36 and a new section to chapter 54-52.1 of the North Dakota Century Code, relating to health insurance coverage for infertility treatment; and to provide for application.
  • Does RESOLVE support or oppose this Bill: RESOLVE supports this bill.
  • Current status of the Bill in the legislative process: Bill introduced to Senate on January 11 and submitted to the Senate Industry, Business, Labor Committee. Committee bill hearing will be held on Tuesday, January 22, 2019 at 10:30AM. Committee voted do not pass but bill will still go to the floor for a vote. Bill did not pass on 2/15/10.
  • Link to Bill: SB 2233;
  • Read RESOLVE’s Letter of Support.
  • Read Bill mandating insurance coverage of infertility treatment fails in ND Senate, The Jamestown Sun, February 15, 2019
  • Read Ashley Nurse Raises Awareness for Infertility Issues, kfyrtv.com, April 24, 2019
  • Act Now: Please sign up for RESOLVE action alerts to stay up to date on legislative activity in your state.

Oklahoma

Bill Number: SB 139

Added: January 28, 2019

  • Description of Bill:  Any health benefit plan that is offered, issued or renewed in this state on or after January 1, 2019, that provides pregnancy- related benefits for individuals covered under the plan, pursuant to Section 6060.3 of Title 36 of the Oklahoma Statutes, shall provide coverage for services and benefits on an expense incurred, service, or prepaid basis for outpatient expenses that arise from in vitro fertilization procedures. Benefits for in vitro fertilization procedures required under this section must be provided to the same extent as benefits provided for other pregnancy-related procedures under the plan.
  • Does RESOLVE support or oppose this Bill: RESOLVE opposes bill.
  • Current status of the Bill in the legislative process: Second Reading referred to Retirement and Insurance Committee on 2/5/2019.
  • Link to Bill: SB 139;

Oregon

Bill Number: SB 749

Added: May 2, 2019

  • Description of Bill:  Requires health benefit plans to cover fertility and reproductive endocrinology services.
  • Does RESOLVE support or oppose this Bill: RESOLVE is reviewing this bill.
  • Current status of the Bill in the legislative process: Bill is in Senate Committee On Health Care.
  • Link to Bill: SB 749;