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Fertility Insurance Increase Hinges on Courts, State Mandates

Published by Bloomberg Law. Read the full article.

Fertility treatment coverage is making its way to the desks of state lawmakers considering insurance mandates and to the courts as more employers advocate for protection of the expensive treatment.

Ranging from IVFs, donor eggs, and surrogacies to medications, fertility care can cost thousands of dollars for people who want to begin or add to a family. Yet more employers and lawmakers are considering adding it to mandated coverage.

A survey from the International Foundation of Employee Benefit Plans found that 40% of US organizations currently offer fertility benefits—an increase from 30% in 2020. Coverage under state mandates is also on the rise, as 21 states had passed fertility insurance coverage laws as of June 2023, according to RESOLVE, a national infertility association.

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