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Fertility health coverage is still hard to come by in many states

Published by Indiana Capital Chronicle. Read the full article.

As fertility rates drop and more women postpone childbirth into their 30s and 40s, more states are considering mandating that private insurers cover fertility treatments to help people start a family without the crushing out-of-pocket expenses.

Such laws would help people such as Miraya and Andy Gran of Bloomington, Minnesota, who ended up spending $102,000 to have their now 2-year-old daughter, Isla, through in vitro fertilization after trying other expensive options. Miraya Gran has since become an advocate for state laws requiring insurance coverage for fertility treatments.

“I had a lot of resentment and a lot of anger on top of the financial sacrifice. I just thought it was wrong. I don’t want other parents to go through this,” Gran said.

Twenty-one states require such coverage, but a proposed mandate failed to pass the Minnesota legislature this year. With the exception of New York, Medicaid programs do not cover fertility treatments.

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